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August 28, 2009
The Money Talk
I’m curious. Have you spoken to you fiancé about finances? And I’m not referring to how much money you have to spend on the wedding. I mean a real sit-down, honest discussion of your attitudes about money. No? Well, it might be a good idea to do so. A recent article in The New York Times cited the results of a new study stating that even though most people tend to marry partners who “look, sound and act as they do,” when it comes to money they gravitate toward their opposite. (Go figure!) In other words, spenders find savers appealing and vice versa. But, and there’s always a “but”, at least they do initially. The study claims that as the marriage progresses, it’s the fights and squabbles and disagreements about how money is handled that causes most marriages to run into difficulty. Yikes!
Now, you certainly don’t want to even entertain that thought as you happily plan for the wedding! So forewarned is forearmed, as they say, and what better time is there than now to discuss your financial goals and plan for the future with your FH? Perhaps you want to purchase a home soon after you marry but you still have student loans that need to be paid off. Or you may both want to take wonderful yearly vacations. You may even want to be a stay-at-home mom one day. Whatever your wishes and dreams are, plan them together and decide just how much money you need to save every month to meet your goals (and don’t forget about socking some $$$ away for retirement, too). The more in sync the two of you are when it comes to spending and saving, the happier you’ll be in the long run. You both want to be on the same page when it comes to your financial well being as a couple, and you definitely want to avoid those nasty fights!
On a lighter note, let’s say an extra $1,000 suddenly became available for your wedding. How would you spend it? Toward the dress? Music? Venue? Honeymoon? It’s fun to dream—wouldn’t we all love to win the lottery!—so let me know where your extra $1,000 would go.
Posted by Diane at 9:39 a.m.
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